Income stream CSCri

Commonwealth Superannuation Corporation retirement income, or CSCri, is a more flexible way to access your super when you retire, giving you more freedom to receive your money when and how you need it.

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This information is only applicable to CSS, PSS, and PSSap members, for more information on other schemes please see our Retirement Benefit Option page.

Commonwealth Superannuation Corporation retirement income (CSCri)

CSCri is designed to complement your existing CSS, PSS, or PSSap benefit by allowing you to keep some or all of your super invested, while also receiving regular retirement income payments. Watch the following video, or head over to our Super Learning Hub, to find out more about CSCri.

Please note: The information below is only applicable to CSS, PSS, and PSSap members. For more information on other schemes please see our Retirement Benefit Options page.

CSCri explained

Why choose us With CSCri your benefits are greater

Maximum flexibility

You choose how and when you want to retire

Access when you need

With CSCri your super isn't locked away. You can withdraw ad hoc amounts at any time

Tax Benefit

All your investments earnings are tax-free

Investment information

Performance CSCri

CSCri’s different investment options have different levels of risk, and of course, return. Here’s how our different investment options are performing, so you can make better choices for your retirement.

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Unit prices CSCri

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Investment disclosure CSCri

This page provides information on asset exposure.

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We offer you two products...

Transition to retirement

You can access your super savings as a regular tax-effective income stream in the lead up to retirement.

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Standard income stream

Flexibility for members who want to receive regular and tax effective income payments.

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Stay up to date

Your CSCri income payment calendar

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CSCri contact details

Operating hours: 8.30am - 6.00pm, Monday to Friday (Australian Eastern Daylight Time).


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Local: 1300 736 096

Overseas: +61 2 4209 5402


Local: 1300 304 241

Overseas: +61 2 4253 6122


Locked Bag 8840
Wollongong NSW 2500

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The key features of CSCri

Income stream options

CSCri offers two types of retirement income streams:

  • Standard retirement income stream; or 
  • Transition to retirement income stream

Learn more at retirement income stream options.

$20,000 minimum investment

CSCri accounts must start with a minimum investment of $20,000.

This money can come from:

  • your existing PSSap (including Ancillary) account; and/or 
  • another superannuation fund; and/or
  • an eligible superannuation fund contribution (such as an after-tax/non-concessional contribution).

PSS and CSS members commencing a standard retirement income stream can only use a lump sum amount from either CSS or PSS when you permanently retire.

Flexible income and ad hoc options

Income payments

Paid fortnightly, monthly, quarterly, half yearly or annually, by direct debit to your bank, building society or credit union.

Note: There is a minimum annual payment amount.

Ad hoc withdrawals

Available at any time.

Tax benefits

  • Tax-free investment returns (for standard retirement income streams)

Age 60 and over 

  • Tax-free income payments and ad hoc withdrawals.

Under age 60

Concessional tax on income payments and ad hoc withdrawals.

Investment choice

One or a mix of up to four investment options:

  • Cash
  • Income Focused (default)
  • Balanced
  • Aggressive

Beneficiary nomination

Reversionary, binding or non-binding.

Expert financial advice

Access to fee for service, no commission personal financial advice for your individual situation and long-term goals, provided by CSC's authorised* financial planners.

* Our authorised financial planners are authorised to provide advice by Guideway Financial Services (ABN 46 156 498 538, AFSL 420367.). Guideway is a licensed financial services business providing CSC financial planners with support to provide members with specialist advice, education and strategies.

Ability to restart your CSCri with additional amounts

Add additional amounts and restart your CSCri at any stage (you may need to have received the minimum annual payment amount before restarting).

CSCri Member Services online

Login to online services to manage your CSCri account

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Product Disclosure Statement

The Product Disclosure Statement for your super fund provides important information about the fund, including about the benefits, risks, fees and costs of investing in the fund. The Product Disclosure Statement refers to and incorporates the information set out in the additional booklets available below. You should consider the Product Disclosure Statement before making any decision about your super.

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CSCri Forms, factsheets and publications

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