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Super stapling

‘Stapling’ came into effect on 1 November 2021. Learn why it’s more important than ever to check all new APS & ADF members’ eligibility to join our super funds before they start their employment with you.

The Treasury Laws Amendment (Your Future, Your Super) Act 2021 became law on 22 June 2021, which implemented the Government’s Your Future, Your Super package. One element of the package is the stapling rule, which aims to limit the creation of multiple super accounts when employees move jobs.

What is stapling?

Your Future, Your Super’s stapling rule aims to limit the creation of multiple super accounts among Australian workers when they change jobs.

From 1 November 2021, employees will have their existing super fund ‘stapled’ to them when they change jobs. This means that one super fund will follow an employee from job to job, and contributions will be paid to that super fund, unless they explicitly decide to sign up for another super fund. This is in contrast to the current system, where when an employee changes jobs, their contributions are defaulted into their new employer’s chosen super fund, unless they nominate a different super fund.

From 1 November 2021, those new to the workforce will be ‘stapled’ to the first super fund they join.

Stapling checklist

We’ve prepared a checklist of things you might want to consider when preparing for this change for new APS or ADF employees.

Stapling Checklist

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