Access rehab and retraining with PSSap lifePLUS insurance

Rehab after injury or illness comes in various designs, depending on your medical and personal circumstances.

Fund note

The information on this page is relevant for lifePLUS Cover—available to members of ADF Super and PSSap (including Ancillary) funds.

Young female physiotherapist helping patient to strengthen arm

Work is much more than a pay packet. For many, it provides purpose and fulfilment, friends, colleagues and a sense of community. If you’re injured or sick, we’ll do all we can to help you get back to work.

Income Protection cover includes access to rehabilitation services, designed to help you return to wellness and work. If you take up this service, we’ll tailor it to your individual needs. For example, it can include graded return-to-work programs, personalised exercise programs, work-related counselling and reskilling. Participation in rehab is voluntary.

We'll guide you every step of the way

We have access to one of the largest and most experienced teams of rehab professionals in Australia. Our rehabilitation team works with you, your employer and relevant rehab program providers to find the best way to support you.

Post-injury rehab support can include:

  • A tailored work-readiness program including fitness and coaching to make sure you’re confident and ready to return to work after you’ve recovered.
  • Workplace assessments to find out if there’s any equipment or personal support that will help you transition back to work and thrive when you’re there.
  • Help to improve your skills and capabilities, making your return to work sustainable over the long term.
  • Career guidance to explore other options, especially if you can’t return to your previous role.

If approved, rehabilitation expenses are limited to six times the value of your monthly Income Protection benefit payment.

Get in touch sooner than later

Sometimes it’s difficult to assess the full extent of an injury from the outset, and that affects our ability to offer rehab services. Talk to us as soon as possible if you think you might be taking extended time off work due to illness or injury. The sooner we start processing your claim, the sooner we can get you the support you need