Starting or changing jobs

Should I stay or should I go? Moving jobs doesn’t have to mean changing super funds.

ADF Super USI: 90302247344001 ADF Super ABN: 90 302 247 344

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If you’re a CSS or PSS invalidity pensioner and thinking about starting a new job, it’s important you get in touch with us before making any decisions. Starting a new job can have a significant impact on your pension depending on your circumstances. It’s important you understand your options and the impact on your entitlements. We're here to guide you through the process.

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Select your scheme

I'm in PSS

I'm moving between departments (continuous service)

You don't need to do anything, unless you want to.

Your new employer will get your super details from your old employer so everything will remain the same. But that doesn’t mean you can’t make changes. Just fill out the Change my PSS contribution rate form and give it to your payroll team to change your contributions.

I'm coming back to the Australian Government as a permanent employee

Since you've re-commenced working for the Australian Government as a permanent employee, you automatically re-join the PSS for your super. But there are a couple steps you need to take.
  1. Step 1

    Complete your Confidential Medical and Personal Statement within 14 days of re-joining eligible employment

  2. Step 2

    Nominate a contribution rate by filling out this contributions form

Great to have you back.

I'm coming back to the Australian Government as a temporary employee (or working for a statutory authority)

If you're a Preserved PSS Member who has re-commenced working for the Australian Government as a temporary or casual employee, or you're working for a statutory authority, you need to elect to re-activate your PSS membership.
  1. Step 1

    Complete ‘Your election to become a PSS member’ form

  2. Step 2

    Complete your Confidential Medical and Personal Statement within 14 days of re-joining eligible employment

  3. Step 3

    Nominate a contribution rate by filling out this contributions form

Great to have you back.

I'm in CSS

I'm moving between departments (continuous service)

You don't need to do anything, unless you want to.

Your new employer will get your super details from your old employer so everything will remain the same. But that doesn’t mean you can’t make changes. If you want to change your contribution rate, just get in touch with the payroll team at your new employer.

I'm coming back to the public service

We'd like to guide you through this

There are some important things you need to know when re-joining the Australian Government.

We want to help you understand what you need to do once you re-join CSS. Fill out the form below, and we will personally walk you through the process and ensure you’re informed of what happens next.

I'm rejoining CSS

Transitioning from the ADF

Have you transitioned from service, or are you thinking about transitioning? We have everything you need to know about your super.

Access your benefits

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Default fund

PSSap is the default super fund for new Australian Public Sector (APS) employees and new employees of other participating employers.

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    Click on ‘contributions’ and follow the prompts to generate your BPAY and customer reference number

  2. Go

    Once you have obtained your customer reference number, you can make a payment online by logging into your financial institution

  3. Pay

    Click on ‘contributions’ and follow the prompts to generate your BPAY and customer reference number

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If you commenced employment with your current PSSap participating employer (eg joined the APS) on or after 1 July 2005 you automatically join PSSap unless you choose another super fund.

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Nominate PSSap

PSSap Super Choice Form

Give this to your employer to nominate PSSap as your chosen super fund

PSSap Letter of compliance

You can give this letter to your employer as evidence PSSap is a complying super fund

Why stay with PSSap?

We know that our Customers value strong and steady investment performance, low fees, super that’s made easy for them and super that’s well looked after.

We manage PSSap with these values in mind. 

We aim high with our investment portfolio

We’ve designed our investment portfolio to maximise the likelihood of our average Customer achieving a comfortable retirement.

In fact, while the Association of Superannuation Funds of Australia (ASFA) estimates that only 20 per cent of all Australians will achieve a comfortable standard of retirement, our average PSSap customer is currently on track to reach 113% of the ASFA comfortable standard. (ASFA is the peak policy, research and advocacy body for Australia's superannuation industry.)

Read more about our investment performance.

Our fees go back into providing services

We’re a ‘profit-for-Customers’ fund, so any fees we charge go straight back into providing services.

Generally, as a PSSap customer you’ll pay an administration fee, insurance fees (if you have cover), and an ‘indirect cost’ fee to cover the cost of managing your investments.

Other fees may apply, depending on what you do with your account throughout the year. You’ll find the full breakdown of possible PSSap account costs and fees in our Fees and other costs booklet.

You’ll get free, simple advice from our expert team

As a PSSap customer, you can access free, simple advice over the phone from a member of our financial planning team. They can answer commonly asked questions—like whether you have the right level of insurance, what investment option is right for you, or how you should be contributing to your super—for no extra cost.

You’ll have access to our flexible, and cost-effective lifePLUS insurance

Read more about lifePLUS insurance at Insurance & Cover.

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Resigning from work

Leaving your job can significantly affect your super and insurance cover. Understanding your options can make a real difference down the line.

Resigning from work?

Taking a redundancy

A redundancy, whether it’s voluntary or not, can significantly affect your super and insurance cover. Understanding your options can make a real difference down the line.

Taking a redundancy

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