Back with rehab

Work often means more than just getting a pay packet. For many, it gives us purpose and fulfilment, along with friends, colleagues and a sense of community. If you are injured or sick, we’ll do all we can to help you get back to work.

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  • ADF Super
  • CSS
  • DFRDB
  • MilitarySuper
  • PSS
  • PSSap
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lifePLUS cover, which includes a focus on rehab, is only applicable to PSSap scheme members. For more information on insurance and cover for other schemes please see here.

 

When you fall sick or get injured and have to take a long time off, it can be quite difficult to get back into the rhythm of things again. It’s a different pace of life, your body might have changed, and you might be doubting whether you’re still up for it physically and mentally.

At the same time, work can also be something to look forward to. There’s nothing like the feeling of getting valuable things done. Moreover, it improves your physical and mental wellbeing, as well as boosts self-esteem.

At CSC, we’re here to help and guide you every step of the way. Our rehabilitation team works with you, your employer and any other rehab program providers to find the best way to support you.

 

Our focus on rehabilitation post-injury allows us to support you through:

  1. Fitness and coaching to get you back to work
  2. Workplace assessments to identify solutions and equipment to help you transition and thrive at work
  3. Skills and capability improvement
  4. Career guidance in exploring other options if you can’t perform your old role.

 

What we can offer you depends on various factors including your medical situation and personal circumstances. Please contact us if you require more information.

Dean discussing his income-protection story smiling

Dean's experience

Dean was considering cancelling his Income Protection insurance. Luckily, he didn't. Dean was struck with a mysterious illness that took years to treat, and stopped him from working too. As doctors were trying to diagnose it, he also began to worry about how he was going to meet his living and hospital expenses. Luckily, CSC covered it all, and also helped him access a rehabilitation program that got him back to his full self - physically, and mentally.

Handy information

Assessing your injury

Sometimes it’s difficult to assess the full extent of an injury from the outset, and that affects our ability to offer rehabilitation services.

In cases where it’s difficult to tell if an injury is permanent and means someone might not be able to go back to work, we have qualifying periods in place.

This is basically a period of time where someone will be able to access rehabilitation services before a decision is made regarding Total and Permanent Disability.

The default period is 24 months, but depending on other factors it might be less or not apply at all.

The sooner the better

It’s important that you tell us immediately if you’re planning to access our rehabilitation programs. Talk to us as soon as you think you might be taking an extended time off work. The sooner we start processing your claim, the sooner we can get you the support you need.

We also work with Comcare to offer more financial and rehab support if a Comcare process is declined or delayed.

So don’t wait until the outcome of a Comcare claim to talk to us.

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lifePLUS Income Protection keeps you earning while injured or sick.

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