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CSC Target Asset Allocation

This webpage forms part of the ADF Super, PSSap & CSCri Product Disclosure Statements (PDS) dated 1 March 2024, the PSS PDS dated 1 March 2023 and the CSS & MSBS PDS’s dated 30 September 2022, and provides target asset allocation information. From time to time, changes to the PDS that are not materially adverse will be updated on the website here.

When it comes to investing your money, our eyes are fixed on your retirement outcome. We frame this up with a tool called the ‘target asset allocation’—which is simply a mid- to long-term strategy for your investments.

We watch for all risks – short, medium and long term to maximise the best retirement outcomes for our customers. We regularly rebalance individual asset class allocations for each investment option, within the target asset allocation ranges.

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  • CSS
  • DFRDB
  • MilitarySuper
  • PSS
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This page is not relevant to your scheme. Please select ADF Super, CSCri, CSS, MilitarySuper, PSS or PSSap from the selector above.

ADF Super

The below table forms part of the ADF Super Product Disclosure Statement. It contains the following target asset allocation information for ADF Super and is effective from 1 March 2024. The table may be updated from time to time.

  Income focused Balanced Aggressive
Cash 21.50% 12.50% 7.25%
Fixed Interests 31.50% 12.50% 4.75%
Equities 23.50% 57.00% 71.50%
Property 8.00% 6.00% 7.00%
Infrastructure 10.00% 7.00% 7.00%
Alternatives 5.50% 5.00% 2.50%

Each investment option has a specific target asset allocation range for its asset class. We monitor market movements to make sure the investment options are within the target asset allocation ranges shown in the table below.

Target asset allocation range
Asset type Income Focused MySuper Balanced Aggressive
Cash 10–100% 0–65% 0–35%
Fixed interest 10–100% 0–65% 0–35%
Equities 0–40% 15–75% 20–95%
Property 0–35% 0–25% 0–50%
Infrastructure 0–35% 0–25% 0–50%
Alternatives 0–70% 0–30% 0–70%
Foreign currency hedge ratio 0–100% 0–100% 0–100%

CSCri

The below table forms part of the CSCri Product Disclosure Statement. It contains the following target asset allocation information for CSCri and is effective from 1 March 2024. The table may be updated from time to time.

  CSCri Income focused CSCri Balanced CSCri Aggressive
Cash 21.50% 17.75% 10.00%
Fixed Interests 31.50% 20.75% 14.50%
Equities 23.50% 41.00% 57.50%
Property 8.00% 7.00% 7.50%
Infrastructure 10.00% 8.00% 7.50%
Alternatives 5.50% 5.50% 3.00%

 

  TRIS Income focused TRIS Balanced TRIS Aggressive
Cash 21.50% 12.50% 7.25%
Fixed Interests 31.50% 12.50% 4.75%
Equities 23.50% 57.00% 71.50%
Property 8.00% 6.00% 7.00%
Infrastructure 10.00% 7.00% 7.00%
Alternatives 5.50% 5.00% 2.50%
Each investment option has a specific target asset allocation range for its asset class. We monitor market movements to make sure the investment options are within the target asset allocation ranges shown in the table below.

Target asset allocation range
Asset type CSCri Income Focused/TRIS Income Focused CSCri Balanced/TRIS Balanced CSCri Aggressive/TRIS Aggressive
Cash 10–100% 0–65% 0–35%
Fixed interest 10–100% 0–65% 0–35%
Equities 0–40% 15–75% 20–95%
Property 0–35% 0–25% 0–50%
Infrastructure 0–35% 0–25% 0–50%
Alternatives 0–70% 0–30% 0–70%
Foreign currency hedge ratio 0–100% 0–100% 0–100%

PSSap

The below table forms part of the PSSap Product Disclosure Statement. It contains the following target asset allocation information for PSSap and is effective from 1 March 2024. The table may be updated from time to time.

  Income focused Balanced Aggressive
Cash 21.50% 12.50% 7.25%
Fixed Interests 31.50% 12.50% 4.75%
Equities 23.50% 57.00% 71.50%
Property 8.00% 6.00% 7.00%
Infrastructure 10.00% 7.00% 7.00%
Alternatives 5.50% 5.00% 2.50%

* The Balanced option for Ancillary customers has the same target asset allocation and range as MySuper Balanced.

Each investment option has a specific target asset allocation range for its asset class. We monitor market movements to make sure the investment options are within the target asset allocation ranges shown in the table below.


Target Asset Allocation
Asset type Income Focused MySuper Balanced# Aggressive
Cash 10–100% 0–65% 0–35%
Fixed interest 10–100% 0–65% 0–35%
Equities 0–40% 15–75% 20–95%
Property 0–35% 0–25% 0–50%
Infrastructure 0–35% 0–25% 0–50%
Alternatives 0–70% 0–30% 0–70%
Foreign currency hedge ratio 0–100% 0–100% 0–100%
# The Balanced option for Ancillary customers has the same target asset allocation and range as MySuper Balanced.
This page is not relevant to your scheme. Please select ADF Super, CSCri or PSSap from the selector above.

PSS

The below table forms part of the PSS Product Disclosure Statement. It contains the following target asset allocation information for PSS and is effective from 1 March 2024. The table may be updated from time to time.

  Default option
Cash 12.50%
Fixed Interests 12.50%
Equities 57.00%
Property 6.00%
Infrastructure 7.00%
Alternatives 5.00%
Each investment option has a specific target asset allocation range for its asset class. We monitor market movements to make sure the investment options are within the target asset allocation ranges shown in the table below.

Target asset allocation range
Asset type Default option range
Cash 0–65%
Fixed interest 0–65%
Equities 15–75%
Property 0–25%
Infrastructure 0–25%
Alternatives 0–30%
Foreign currency hedge ratio 0–100%

CSS

The below table forms part of the CSS Product Disclosure Statement. It contains the following target asset allocation information for CSS and is effective from 1 March 2024. The table may be updated from time to time.

  Default option
Cash 12.50%
Fixed Interests 12.50%
Equities 57.00%
Property 6.00%
Infrastructure 7.00%
Alternatives 5.00%
Each investment option has a specific target asset allocation range for its asset class. We monitor market movements to make sure the investment options are within the target asset allocation ranges shown in the table below.

Target asset allocation range
Asset type Default option range
Cash 0–65%
Fixed interest 0–65%
Equities 15–75%
Property 0–25%
Infrastructure 0–25%
Alternatives 0–30%
Foreign currency hedge ratio 0–100%

MilitarySuper

The below table forms part of the MilitarySuper Product Disclosure Statement. It contains the following target asset allocation information for MilitarySuper and is effective from 1 March 2024. The table may be updated from time to time.

  Income focused Balanced Aggressive
Cash 21.50% 12.50% 7.25%
Fixed Interests 31.50% 12.50% 4.75%
Equities 23.50% 57.00% 71.50%
Property 8.00% 6.00% 7.00%
Infrastructure 10.00% 7.00% 7.00%
Alternatives 5.50% 5.00% 2.50%

Each investment option has a specific target asset allocation range for its asset class. We monitor market movements to make sure the investment options are within the target asset allocation ranges shown in the table below.

Target asset allocation range
Asset type Balanced – the default option Income Focused Aggressive
Cash 0–65% 10–100% 0–35%
Fixed interest 0–65% 10–100% 0–35%
Equities 15–75% 0–40% 20–95%
Property 0–25% 0–35% 0–50%
Infrastructure 0–25% 0–35% 0–50%
Alternatives 0–30% 0–70% 0–70%
Foreign currency hedge ratio 0–100% 0–100% 0–100%

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