Your partner, your guide
Because your super should fit your life — not the other way around. “CSC understands my needs and challenges. I feel confident and supported.” — CSC member
Join todayCSC is made for Australian Government and Defence Force careers.
Built around the way you live, work and retire, it gives you the flexibility, support and confidence to plan your future. A super that’s made for you.
The average contributing member is expected to retire with around $240,000 more than the ASFA Comfortable Retirement Standard lump sum estimate*.
*Based on projected retirement lump sums for single homeowners in CSC’s PSSap and ADF Super products. Comparison uses the ASFA Comfortable Retirement Standard (September 2025). Outcomes vary between funds and according to individual circumstances. Figures illustrative only and is not guaranteed. Assumptions as at March 2026.
I want my super focused on long-term growth
A smoother path to a comfortable retirement1
Your super follows a disciplined, long-term strategy — not daily market noise. It aims to experience fewer and smaller losses when markets fall, while still capturing most of the gains when markets rise.
That means:
- it’s independently recognised - ranking #1 for risk-adjusted returns2
- it’s award-winning - SuperRatings’ 2026 Smooth Ride Award winner, recognising its smoother long-term investment performance3
- diversified investments designed for the long term
- a focus on resilience, not short-term wins
- steadier outcomes as you move closer to retirement
Why it matters
Big swings can be stressful, even when global markets hit pressure points, your super aims to fall less and still rise with the recovery. A smoother journey helping you stay invested and confident over time.
I want confidence about my retirement
So, I can live the life I’m planning
The average CSC member is projected to retire with 35% more than the ASFA Comfortable Retirement Standard4. That extra buffer may give you more choice and flexibility, depending on your personal circumstances.
It can mean:
- travelling a little more
- supporting family
- managing rising living or health costs
- retiring on your terms
Why it matters
When it comes to retirement making sure you have enough is about certainty. You can feel confident with CSC - winner of Money Magazine’s 2025 Best of the Best for Innovation in Retirement5.
I want protection if something goes wrong
Insurance made for real life
Illness or injury can change plans quickly. CSC’s insurance for PSSap and ADF Super including Death, TPD and Income Protection6 is designed to support you when you need it most.
Depending on your cover and eligibility, this may include:
- Income protection may provide payments for up to five years - giving you longer financial support while you get back on your feet. Some funds offer shorter benefit periods such as two years, or don’t offer income protection at all.
- Contributions continuing into your super.
- Rehabilitation support to help you recover.
- Access to wellbeing programs, My Psychologist and AIA Vitality Starter7.
Why it matters
Comprehensive protection for today and tomorrow - including income protection for up to five years, often longer than many funds provide (subject to cover and eligibility). Helping safeguard you and your family’s future.
I want help when I need it
Guidance at every stage
Whether you’re starting out, changing jobs, managing life events or preparing for retirement, support is built in.
You’ll find:
- Practical tools and calculators, real life stories and regular updates to help you stay on track.
- 24/7 secure access to your account through CSC Navigator.
- Webinars and education sessions - online and in person.
- CSC super and retirement specialists for extra support at no additional cost.
Why it matters
You don’t need to have all the answers - just the right help at the right time.
I want to keep my super together when I change jobs
Stay with CSC
Leaving the APS or ADF doesn’t automatically mean leaving your super.
Many members can keep their account with CSC, making it easier to stay on track without opening new super accounts or losing momentum.
Keeping everything in one place can mean:
- enjoying many benefits, cover and support you already have with CSC
- fewer accounts to manage
- less paperwork
- a clearer view of your retirement savings
Why it matters
Changing jobs doesn’t mean changing direction.
Staying with CSC means continuing to benefit from our long term investment approach and keeping insurance designed to support you - including income protection for up to five years (subject to cover and eligibility).
It’s one less disruption, and one more step towards confidence in retirement.
I want super that feels made for me
It is. It’s designed specifically for people like you - Australian Government and Defence Force members.
That means:
- deep understanding of your career patterns
- products and services designed around you
- a long-term commitment to serving this community
Why it matters
Because super designed around your career means support that’s relevant, practical and built for the long term.
Trusted by over 750,000 members
Recognised for performance, governance and innovation - but more importantly, trusted by the people it serves.
1 The ASFA Comfortable Retirement Standard is the Association of Superannuation Funds of Australia’s estimate of the annual budget needed for a “comfortable” lifestyle in retirement - one that includes regular leisure activities, private health insurance, a reasonable car, household goods and holidays.
2 SuperRatings results are for the period ending 31 October 2025. Within the SuperRatings Universe: the Aggressive option ranked #1 over 7, 10, 15 and 20 years (SR50 Growth Index, 77–90% growth assets), and the Income Focused option ranked #1 over 7, 10 and 15 years (SR50 Capital Stable Index, 20–40% growth assets). Risk adjusted returns are calculated using the Sharpe Ratio, which measures excess return relative to volatility. Past performance is not a reliable indicator of future performance.
3 Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Past performance is not a reliable indicator of future performance. Visit SuperRatings.com.au for ratings information.
4 Based on projected retirement lump sums for contributing members in CSC accumulation products (PSSap and ADF Super) who own their own home at retirement. 35% more than the ASFA Comfortable Retirement Standard lump sum estimate based on the September 2025 data. Outcomes may vary between funds and based on your circumstances. Figures are illustrative only and is not guaranteed.
5 Awards are not a recommendation, and past results are not indicative of future performance.
6 Provided in partnership with AIA Australia Limited (‘the insurer’) ABN 79 004 837 861 AFSL 230043.
7 My Psychologist and AIA Vitality Starter are provided by CSC’s insurance partner AIA; access is based on being an eligible insured member.