Alert What the 2026 Budget means for your super — a quick look at what’s changing and what it could mean for you. Read more

Plan your retirement

We know our members are calling for simple and flexible retirement solutions. At CSC we consider your retirement planning concerns and challenges, and work with investment and financial experts to make retirement knowledge accessible. We empower our members to make better retirement decisions.

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Have you ever wondered what your retirement will look like?

What will you be doing? How much money will you need? It’s never too early to plan for the retirement you’re dreaming of.

Where to start

  • How much super is enough?

    Retirement is as individual as you are. Lifestyle, hobbies, family situation, health and existing assets play a big role in determining how much money you will need. Our short video and tools will help you tackle this important question.

    How much is enough?

  • When can you retire?

    The short answer to this question is: whenever you like! The more important question is: when can you access your super?

    When can you retire?

  • How is your estimated super balance looking?

    Use our interactive retirement modeller to project how long your super may last in retirement.

    Retirement modeller ADF Retirement modeller

  • How to maximise your super

    Whether your retirement is years away or just around the corner, extra contributions can really bolster your super.

    Maximising your super

Want to make better retirement decisions?

Explore our Retirement guides and workbook

If you’re 10 or more years from retiring, read our Preparing for retirement guide. You’ll learn how to track your super, set retirement goals and establish a timeline.

If you're under Preservation age

Is your investment option the right fit?

Learn more about your investment options and consider whether you think you are in the right one for your circumstances.

Learn more about Is your investment option the right fit?

Learn more about your super

Watch our videos to learn more about super.

Learn more about Learn more about your super
Have you ever wondered

How much is enough?

Retirement is as individual as you are. Lifestyle, hobbies, family situation, health and existing assets play a big role in determining how much money you will need. Our short video and tools will show you how to tackle this important question.

Fund rules differ

Select your fund to view the details

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  • ADF Super
  • CSCri
  • PSSap
I don't know my scheme

Other things to consider

  • Is income from super taxed after you retire?

    • If you’re 60 or older, no tax is charged on income stream payments or lump sum withdrawals from super.
    • If you’re under 60, and eligible to access your super early, your circumstances may impact the way your payments are taxed.

    Learn more about tax and super at the Australian Taxation Office.

  • You may be eligible for Age Pension

    Retirement isn’t always funded by super alone—you might also be eligible for a full or part Age Pension from Centrelink. There are many things to take into account when it comes to Age Pension, including the way it can interact with your assets, such as super.

    Learn more about eligibility and Age Pension at Services Australia.

Create your best retirement

Retirement Ready

Work through the Modules at your own pace, whenever and wherever you choose.

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Financial advice

Book an appointment with one of our authorised* Financial Planners, and create a plan for the retirement goals you want to live.

Financial planning
*Our authorised Financial Planners are authorised to provide advice by Guideway Financial Services (ABN 46 156 498 538, AFSL 420367.). Guideway is a licensed financial services business providing CSC Financial Planners with support to provide members with specialist advice, education and strategies.

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