Apply for a Retirement income stream (CSCri)
Join CSCri to enjoy flexibility and control of your money when you retire or transition into retirement.
To apply for CSCri you will need to know:
Minimum investment
CSCri accounts must start with a minimum investment of $20,000.
This money can come from:
- your existing PSSap account; and/or
- another superannuation fund; and/or
- an eligible superannuation fund contribution (such as an after-tax/non-concessional contribution); and/or
- a lump sum amount from either CSS or PSS when you permanently retire (Standard income stream only).
Flexible income and ad hoc options
Income payment frequency
You'll need to decide how often you are paid: fortnightly, monthly, quarterly, half yearly or annually. To decide you'll want to take account of:
Minimum annual payment
There is a minimum annual amount you must be paid; this is based on ATO requirements. You can find more information atato.gov.au.
Maximum annual payment
If you are a Standard retirement income stream customer, there is no maximum income that can be paid to you, but if you are a Transition to retirement income stream customer, you can only be paid a maximum income of up to 10% of your account balance per year.
Ad hoc withdrawals
Available for Standard income stream customers. For Transition to retirement income stream customers, ad hoc withdrawals are available only if you meet a ‘condition of release’.
Tax benefits
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Age 60 and over |
Under age 60 |
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Transition to retirement income stream |
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Standard retirement income stream |
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Flexible investment choice
Choose one or a mix of up to four investment options: Cash, Income Focused, Balanced (default) and Aggressive.
Visit Investment Options to find out more about your investment choice.
Restart your CSCri account with additional amounts
Before you apply you should read
Product Disclosure Statement (CSCri)
This document provides important information about the features, benefits, risks and cost of investing your super in CSCri.
Target Market Determination (CSCri)
Target Market Determination for CSCri effective 13 May 2026.
How to apply
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Gather your information
You will need to provide certain information in your application for CSCri, which might include:
- your member number, which can be found in the CSC Navigator or on your Annual Statement.
- Tax File Number
- amounts you will transfer into your starting balance, and where they will come from (i.e. other super funds or personal contributions)
- how you want your super to be invested (i.e. one investment option or a mix)
- bank details for payments and withdrawals
- identity documents for digital verification, or certified documents
- beneficiary nomination
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Complete your application
Complete the application and send it to us. You can start your application online or download a PDF version. If you need assistance, contact 1300 736 096.
Start your CSCri application online Download the CSCri application form
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Fund consolidation
If your application is accepted and you are commencing your CSCri with multiple sources or a personal contribution only, we will consolidate your funds into your PSSap account (or set up a PSSap Ancillary account for you if you do not already have one).
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We'll set up your CSCri account
Once all your funds are consolidated into PSSap, or we receive your single source starting amount, and your application has been accepted, we'll set up your account.
This is usually completed within three days of receiving all required information and funds.
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Welcome to CSCri
You will receive an email or letter with your CSCri account details.