Your next chapter starts here
Keeping your super with CSC is simple
Wherever your post-service career takes you, CSC can stay by your side. Taking your ADF Super with you is simple.
Build retirement confidence
Retirement can feel complex, especially after a Defence career.
The earlier you understand your options, the easier it can be to plan with confidence.
Whether retirement is approaching or still years away, taking time to understand your options now can help you make better decisions later.
Retirement Ready modules and workbooks
Practical modules and guided workbooks to help you prepare.
Retirement ReadyRetirement Modeller
Project how long your super might last in retirement with our interactive retirement modeller.
*Suitable for ADF Super members only
Retirement ModellerTools and calculators
Use calculators to model future scenarios and better understand your possible financial position. Tools and calculatorsWhat does life after Defence really look like?
There’s no single version of life after service.
Hear from veterans and families as they share their experiences, challenges and lessons from building life beyond Defence.
Your skills go further than you think
The skills developed through Defence service don’t disappear when you leave.
Leadership, resilience, adaptability, teamwork and decision-making are highly valued well beyond military service.
Understanding how those strengths translate into civilian life can help build confidence as you move into your next chapter.
Real Stories. Practical support.
Translating ADF skills into civilian skills
Learn more about Translating ADF skills into civilian skillsCareer transition stories
Learn more about Career transition storiesEmployment and training resources
Learn more about Employment and training resourcesWellbeing and connection matter too
While partners and families play an important role in planning for this next life stage, external agencies can help provide that extra layer of support.
- The Veteran and Family Wellbeing Agency connects veterans and families with wellbeing support, mental health resources and community services.
- The Department of Veterans' Affairs (DVA) supports veterans and families with compensation, rehabilitation and veteran services.
Retirement income options for eligible former ADF members
Planning for retirement is a big step, and having clear options can help you feel more confident about what comes next. The legislation that will enable former ADF members with funds in ADF Super, MilitarySuper or DFRDB to access CSC retirement income options has passed Parliament and is now progressing through implementation arrangements.
Eligible former ADF members are one step closer to accessing more choice in retirement with CSCri for Defence. It could give you more flexibility in how you turn your super into retirement income, while keeping your retirement savings invested with CSC.
More information will be shared as updates become available.
*Availability of CSC retirement income options for eligible former ADF members is subject to implementation arrangements.
Learn more
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Need personalised support?
You don’t have to figure everything out alone.
Whether you need help understanding your super, modelling future scenarios or planning for retirement, support is available.
Our authorised Financial Advisers are supported by Guideway Financial Services (ABN 46 156 498538, AFSL 420367), a licensed financial services business providing CSC Financial Advisers with specialist advice and education.
The information provided in this guide is general advice only and has been prepared without taking account your personal objectives, financial situation or needs. Before acting on any information, you should consider your personal circumstances and consider the relevant Product Disclosure Statement and Target Market Determinations available on our website csc.gov.au You may also wish to consult a licensed Financial Adviser. Commonwealth Superannuation Corporation (CSC) ABN 48 882 817 243, AFSL 238069, RSE Licence No. L0001397, is the trustee of the Military Superannuation and Benefits Scheme (ABN 50 925 523 120, RSE R1000306) and the Australian Defence Force Superannuation Scheme (ADF Super) (ABN 90 302 247 344, RSE R1077063).