Alert Pensioners: We've published CPI calculations for July 2024 & the pension will increase by 1.6% (2.2% for DFRDB/DFRB over 55). See the calculations
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lifePLUS insurance

If the unexpected happens and you’re sick or are injured, our flexible lifePLUS insurance is there to help you through today and to secure your tomorrow.

A note on eligibility

You may not be eligible for this product based on your selected scheme. Check you have the correct scheme selected at the top of the page.

lifePLUS auto or choice—which one’s for you?

lifePLUS auto

Most new PSSap customers are eligible for Income Protection and Death and TPD cover through lifePLUS auto when they join PSSap.

Learn more about lifePLUS auto

lifePLUS choice

Not everyone is eligible for auto cover, some people don’t want it and others will want to change it—up or down.

Learn more about lifePLUS choice

Calculate how much cover you need

Use LIFEapp to calculate your cover.

View or change your cover online

Log into your CSC Navigator account.

Sickness and injury

Sometimes the unexpected happens, and we’re here for you if it does.

Read more about Sickness and injury

Make a claim

With CSC, the process of making a claim is simple. We guide you every step of the way.

Read more about Make a claim
Find out more

Fees and premiums

When you have lifePLUS auto or choice insurance, monthly deductions come out of your PSSap account to cover the cost of insurance fees and premiums.

Read more about lifePLUS fees and premiums

Key documents

Insurance and your PSSap super

This document outlines your PSSap insurance options, including who is eligible, how you can change your cover or opt out, how much cover costs, and the conditions and exclusions that apply. It forms part of the PSSap Product Disclosure statement.

Insurance Strategy

This document outlines our insurance principles and how we design our cover, claims philosophy and principles.

Product Disclosure Statement

This document provides important information about the features, benefits, risk and cost of investing your super in PSSap Super.

Useful forms

Apply for lifePLUS or make a change

Use this form to apply for or make a change to your insurance, or to advise of a salary change.

Transfer of cover form

Use this form to transfer cover from another super fund to PSSap.