When can I retire?
The short answer is whenever you like, but the more important consideration is when you can access your super.
Fund rules differ
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Deciding to Retire
Why do people retire?
Deciding when to retire is a personal decision, but there are five common factors that generally influence the retirement decision for most people. It’s good to keep these on your radar, as they can often trigger a decision to retire earlier than expected.
Health
You may have a health scare or issue that means you can no longer do your job. You may also decide to retire to care for a loved one.
Work
The demands of work can become more tiring as you get older, or you may be unable to find work as a result of redundancy or the end of a work contract.
Friends and family
Retirement may be appealing if your friends or family are enjoying retirement.
Financial independence
You may reach pension age, receive a financial windfall, or find that you have more financial resources after children leave home.
The right time
It may simply feel like ‘the right time’.
