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Beneficiaries

Understand what happens to your super in the event of your death.

Defined benefit members can’t nominate a beneficiary as scheme rules determine who receives your benefit in the event of your death.

Fund rules differ

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  • CSS
  • DFRDB
  • MilitarySuper
  • PSS
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When you die, your benefit will be paid to any eligible spouse and/or eligible children. If you have no eligible beneficiaries, your benefit will be paid to your estate. 

CSS Death and Invalidity benefits Death Benefits Factsheet


A personal accumulation account

Contributing PSS and CSS members have the option to open a personal accumulation account through PSSap.

As a PSSap member, you’re able to complete a Binding Beneficiary Nomination that will allow you to choose the distribution of death benefits from your PSSap account balance, which may include any insurance cover benefits that may apply.

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