Early access to super
Super is designed to provide income for you when you retire—that’s why it’s generally not accessible until you reach your preservation age. However, it is recognised that in some situations you may need to access your super early.
Fund rules differ
Select your fund to view the details
Select fund
- CSS
- DFRDB
- MilitarySuper
- PSS
Generally, situations when super can be withdrawn before preservation age include:
- being eligible for invalidity retirement under PSSap rules
- suffering severe financial hardship or being eligible on compassionate grounds
- changing jobs with $200 or less in your super account
- leaving Australia permanently having been a temporary resident
Early Access forms
Early access: severe financial hardship (form & information)
Use this benefit application form to apply for your super to be paid to you early due to severe financial hardship. CSS, PSS and MilitarySuper members can also apply for early release through CSC Navigator.
Application for benefit access on compassionate grounds
Use this form if the ATO has approved an early release of benefits on compassionate grounds. CSS, PSS & MilitarySuper members can also apply for early release through CSC Navigator.