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Living and travelling independently

Living alone is increasingly common in Australia, especially among retirees due to various life changes. This can bring mixed emotions but also opportunities for growth.

07 Aug 2026

In Australia, living alone is becoming more common. The Australian Bureau of Statistics estimates that between 3.4 and 4.0 million Australians will be living alone in 20461

Whether by choice or circumstance, more Australians are spending a greater part of their retirement years living and travelling independently.  

There can be advantages to living alone, though for many, making financial decisions independently or considering new living arrangements can seem daunting. While professional advice and services can help, they can’t replace the comfort of familial understanding and shared experiences. During times like these, having clear information and trusted guidance can make a meaningful difference. 

Alongside careful planning, there is also room for spontaneity, curiosity and joy. 

Living alone can create space for personal interests, new routines and greater autonomy. It can also remove some of the everyday compromises that come with shared living, especially for couples adjusting to retirement and the sudden reality of being together 24/7 under the same roof.

Many people discover a new rhythm over time.

When you live or travel alone, you become the organiser, planner and sole decision-maker. Whether it’s managing home renovations, navigating unfamiliar places or planning your long-term finances, there’s more to think about on your own. This is where having people who can share everyday moments or who can lend a hand becomes especially important. Friendship can offer comfort and reassurance—a reminder that even when we live independently, we don’t have to navigate life alone.

In later life, friendships can take many forms.

Long-standing relationships may deepen, while new connections can emerge through shared interests, community groups, volunteering, travel or learning. Staying open to connection and nurturing a small circle of meaningful relationships can bring richness, perspective and joy to daily life.

Travelling alone can also be an opportunity for discovery and growth.

It encourages resilience, confidence and a renewed sense of agency. Many find themselves more open to engaging with new places and people, striking up conversations with strangers and embracing opportunities that might not arise when travelling with others. Independence allows you to choose what you want to do and see at any given time.

In retirement, freedom of choice becomes one of life’s greatest gifts.

How we experience it often comes down to our mindset. When we nurture relationships, stay curious and remain open to new experiences, independence can become not just manageable but deeply fulfilling. We can make the decision to put ourselves out there!

The Retirement Ready Program Module 5 – A Fulfilling Retirement can help you understand: 

  • The five common stages people go through when adjusting to retirement 

  • The importance of having a routine and four tips to creating one 

  • Possible changes to your relationships with your spouse, family and friends 

  • What makes a fulfilling retirement including finding meaning and purpose in retirement and setting goals.

This interactive online module takes about 20 minutes and includes a simple self-assessment.

Get started

 

1 https://www.abs.gov.au/statistics/people/population/household-and-family-projections-australia/latest-release#types-of-living-arrangements

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