Alert Annual member statements are on their way, check the schedule for when yours is due to be sent: Statement schedule

Preservation

Restrictions are placed on when super savings can be accessed. Depending on your employment status, you may be eligible to preserve your super benefit.

Only eligible employers can contribute to CSS, but that doesn’t mean you have to exit the scheme when changing jobs.

If you cease eligible employment, rather than withdrawing your benefit, you may be entitled to leave your balance preserved in CSS for payment at a later date.

You can access your deferred benefit when you reach your minimum retiring age, usually 55 for CSS members. Your benefit can be withdrawn earlier if you become an invalid or die (if you die, your benefit will be paid to your eligible dependants or estate).

Your deferred benefit must be paid to you when you turn 65.

A deferred invalidity benefit is payable if you preserve your super but retire because a permanent medical condition is likely to stop you working again.

Share this article

Next, I'd like to know more about...

Plan retirement

Forward planning can have a big impact on your financial situation in retirement

Learn more

Retirement benefit options

Choose what works for your unique situation from our retirement benefit options.

Learn more

Tools

Helpful tools so you can make the right choice for you

Learn more