Restrictions are placed on when super savings can be accessed. Depending on your employment status, you may be eligible to preserve your super benefit.

While only eligible employers can contribute to PSS, that doesn’t mean you must exit the scheme when changing jobs.

If you cease eligible employment, rather than withdrawing your benefit, you may be entitled to leave your balance preserved in PSS for payment at a later date.

If you preserve your benefit with PSS, your member and productivity components grow with investment returns, which may be positive or negative and your employer-financed component grows in line with the Consumer Price Index.

The final PSS benefit paid to you will be the accrued amount of your PSS preserved benefit on the day it becomes payable to you.

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