Early access to super

Super is designed to provide income for you when you retire—that’s why it’s generally not accessible until you reach your preservation age. However, it is recognised that in some situations you may need to access your super early.

Select a scheme
  • ADF Super
  • CSS
  • MilitarySuper
  • PSS
  • PSSap
I am not sure which scheme

We’re committed to assisting any customer experiencing financial hardship, particularly during this difficult period. For information specific to early access to super due to COVID-19, please visit the link below.

Early access to super due to COVID-19

Early Access forms

EAFR02 Early access – severe financial hardship

Use this form if you're an eligible member of our schemes, and wish to apply for early release of your benefit on the grounds of severe financial hardship.

PDF, 1251KB

EAFR01 Early access – specified compassionate grounds

Use this application if you are an eligible member and the ATO has approved an early release of benefits on compassionate grounds.

PDF, 1232KB

Financial Hardship Support Pack

Additional support for those in financial hardship

PDF, 335KB