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Letter to members regarding new insurance cover premium rates

Letter to members regarding new insurance cover premium rates from 1 March 2013.

26 Jun 2018

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A letter regarding PSSap insurance cover premium rates is being mailed to PSSap members from the week commencing 28 January 2013. The text of the letter is as follows.

New insurance cover premium rates from 1 March 2013

I am writing to advise you of important changes to the premium rates for insurance cover for the Public Sector Superannuation accumulation plan (PSSap).

We regularly review our insurance arrangements to ensure that our members are sufficiently protected in the event of death or disablement and that the premium rates charged remain competitive and fair for all of our members.

Although we have been able to maintain the level of premiums charged to members for the last 3 years, due to increasing insurance costs, we need to make sure that insurance premiums accurately reflect insurance costs.

Generally, there will be a slight increase in premium rates from 1 March 2013. The new premium rate tables are available at The table below provides you with an example of how your premium rates may be impacted.

Age next birthday

Death & TPD cover

Income protection cover   (90 day waiting period)

Current monthly combined   premium

New monthly combined   premium

Dollar change per month
















































- $0.18






- $3.09

To help you review your insurance arrangements and calculate how much this change will cost you, we have installed a quick and easy application tool called LIFEapp available at Please note that the new premium rates will only apply to LIFEapp from 1 March 2013. You can also calculate the change to your insurance cover using the premium rate tables and formulas available at

The new premium rates will be applied to your insurance cover from 1 March 2013 and premiums will continue to be deducted on a monthly basis from your PSSap super account. If you would like more information please contact us on 1300 725 171 or email

Yours sincerely

Peter Carrigy-Ryan
Chief Executive Officer

29 January 2013

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